Why We Do This Work
Back in 2018, I was running financial workshops for a community center in Melbourne. Week after week, I watched smart people struggle with budgets that looked perfect on paper but fell apart by Thursday.
The problem wasn't laziness or lack of discipline. It was that most budget advice ignored how people actually live. Irregular income, unexpected expenses, family dynamics – these weren't exceptions to plan around. They were the reality.
So we built hevioraquos around a simple idea: financial education should prepare you for real life, not perfect circumstances. Every technique we teach has been tested by real families dealing with real challenges.