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Financial education that actually makes sense. We help everyday people build smart money habits through practical, real-world guidance.

Building Financial Confidence Through Real Education

We started hevioraquos because too many people were struggling with budgets that just didn't work in real life. After years of seeing the gap between financial theory and everyday reality, we decided to create something different.

Financial education session showing practical budget planning techniques
Interactive workshop demonstrating hands-on budget management strategies

Why We Do This Work

Back in 2018, I was running financial workshops for a community center in Melbourne. Week after week, I watched smart people struggle with budgets that looked perfect on paper but fell apart by Thursday.

The problem wasn't laziness or lack of discipline. It was that most budget advice ignored how people actually live. Irregular income, unexpected expenses, family dynamics – these weren't exceptions to plan around. They were the reality.

So we built hevioraquos around a simple idea: financial education should prepare you for real life, not perfect circumstances. Every technique we teach has been tested by real families dealing with real challenges.

What Guides Our Work

Practical First

Every strategy we teach works in messy, complicated real life. We test everything with families who have demanding jobs, tight schedules, and unpredictable expenses before we recommend it.

Progress Over Perfection

Small, consistent improvements beat dramatic overhauls that don't stick. We focus on building habits that actually last instead of quick fixes that create more stress.

Individual Solutions

Your budget should fit your life, not the other way around. We help you adapt proven principles to your specific situation, whether you're freelancing, supporting family, or building a business.

Building Something That Works

2018

Started with Community Workshops

Began testing budget education approaches with local community groups across Sydney and Melbourne. Learned that most people needed hands-on practice, not just information.

2020

Developed Online Learning Systems

Created our first digital programs when in-person workshops became impossible. Discovered we could actually provide better individual support through structured online interactions.

2022

Launched Advanced Programs

Added specialized tracks for small business owners, freelancers, and families with complex financial situations. Response showed us how much demand there was for realistic, practical education.

2024

Expanded Across Australia

Now working with participants from Perth to Brisbane, with programs adapted for regional cost differences and economic conditions. Built partnerships with local financial counseling services.

The People Behind hevioraquos

We're not financial advisors or investment experts. We're educators who specialize in helping people build budget systems that actually work in everyday life.

Marcus Thornfield, Head of Education Strategy at hevioraquos

Marcus Thornfield

Head of Education Strategy

Started hevioraquos after eight years developing financial literacy programs for community organizations. Specializes in creating learning experiences that stick beyond the classroom.

Bradley Whitmore, Senior Budget Consultant at hevioraquos

Bradley Whitmore

Senior Budget Consultant

Brings fifteen years of experience helping families navigate financial transitions. Focuses on practical strategies for managing irregular income and unexpected expenses.

Collaborative learning environment showing students working together on budget planning exercises

Ready to Start Building?

Our next comprehensive program starts in September 2025. We work with small groups to ensure everyone gets the individual attention they need.